Representative Example for Personal Contract Purchase (PCP): Cash price £22,995.00, Annual Interest Rate (fixed) 4.61% p.a., with a representative 8.9% APR, total amount of credit £20,995.00, deposit of £2,000.00, an initial payment of £335.00, followed by 47 monthly payments of £335.00 with a final payment of £10,509.00, total amount payable is £28,589.00, the annual mileage is 6,000 and the excess mileage fee per mile is £0.15. Pay monthly then buy, swap or return